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News Release

2006-08-17
Buying life insurance after a heart attack.
Heart attacks raise a red flag for life insurance companies. Yet, that doesn't necessarily mean you'll be denied a policy or pay sky-high premiums if you answer "yes" when asked about heart disease on your life insurance application.

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Car insurance USA policies

LOSS DAMAGE WAIVER (LDW)/ COLLISION DAMAGE WAIVER (CDW) of car insurance USA policies.

The Insured Person is covered for losses incurred during a Covered Rental Trip, as a result of damage, fire, vandalism, theft or loss of use of the Rental Vehicle issued for business or pleasure; up to:

  1. US thousands dollar (or the equivalent in local currency), or
  2. the value of the Rental Vehicle; or
  3. the value of the claim, whichever the lesser.

Car insurance USA policies enhancements

Restitution of Holiday
This Certificate will provide a benefit of US equivalent in local currency per day if the car rental is cancelled or cut short on the advice of a physician and in consultation with the Assistance company. Total limit of indemnity US equivalent in local currency.

Car insurance USA policies drop off charges
In the event of there being no named Insured on the application data to return the rental car to the originating car rental center following an accident/illness for which hospitalization takes place, the Policy will indemnify the Insured up to but not exceeding equivalent in local currency to pay for drop off charges incurred through the car rental center. One way rentals are excluded.


Car insurance USA policies lock-out
In the event that a named insured unintentionally locks himself/herself out of a rental vehicle, the costs incurred up to a maximum of equivalent in local currency to open a car (without causing any further damage to the said rental car) will be reimbursed.

Car insurance USA policies supplemental liability

We cover the Car insurance USA policies insured person for all sums for which the Insured Person shall be legally liable to pay as damages and claimants' costs in respect of bodily injury and damage to material property arising out of an accident resulting from the use of a rental mobile during the period of Insurance. We will also pay legal costs incurred with Our written consent in the defense of any claim which may be the car insurance USA policies subject of indemnity under this Policy.

The Indemnity provided by this Policy shall apply only in excess of amounts recoverable under any other applicable insurance, and the maximum we will pay in respect of all claims arising from any one accident shall be the difference between the amount recoverable under any other insurance and US. In the absence of any other applicable insurance, this car insurance USA policies applies to a maximum.

Car insurance USA policies features and limitations

  • Minimum age at date the Annual Policy starts: 21
     
  • Maximum age at the date the Annual Policy starts: 74
     
  • Not valid if vehicle is rented from a location within 150km of usual residence.
     
  • Rentals limited to 31 continuous days per rental agreement. Multiple rentals allowed in the course of the cover period.
     
  • Cover is provided for the rental of one vehicle at any one time which may be driven and operated by any of the named drivers on the car rental agreement, the lead name of which must be the Policy Holder who must also be the lead name on the Car Rental Contract. Cover is provided to the car insurance USA policies named insured person only.
     
  • This Car insurance USA policies did not valid for use by residents of the USA and Canada in the USA and Canada

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