Guide for cancer individual health insurance policies in Virginia

Cancer individual health insurance policies in Virginia
If you or one of your loved ones has cancer, you probably know all too well what the conventional treatment for cancer is. Often called by cynics the cut, burn, and poison method, conventional treatments are basically limited to surgery, radiation, and chemotherapy.

West Virginia Information Letter, No. 83 July, 1992

All insurance companies licensed to transact accident and sickness insurance in West Virginia and other interested parties.

Medicare supplement insurance - compliance with State and Federal requirements based on the omnibus budget reconciliation Act of 1990 (OBRA '90)

Mandated Benefits - The federal health care financing administration (HCFA), which administer the Medicare program, has alerted the insurance commissioner to the fact that certain differences exist in federal Medicare laws and West Virginia statutes mandating various benefits covered by medicare supplement insurance.

Medicare Select - Due to state-law rulemaking deadlines, the Insurance Commissioner "permanent Regulations on Medicare Supplement Insurance" had to be filed with the West Virginia Secretary of State prior to HCFA designating which 15 states would participate initially in the Medicare SELECT program.

Non-duplication of Medicare Supplement Insurance Coverage - Section 18.2 of the Insurance Commission current "Permanent Regulations on Medicare Supplement Insurance" states: "Any sale of Medicare supplement coverage that will provide an individual more that one Medicare supplement policy or certificate is prohibited: provided, however, that additional Medicare supplement coverage may be sold if when combined with that individuals health coverage already in force, it would insure no more than 100% of the individuals actual medical expenses covered under the combined policies.

Visit: http://www.rghins.com/cancer-individual-health-insurance-policies-in-virginia/ for more details regarding cancer individual health insurance policies in Virginia.

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