Boat or Marine insurance is available for small boats,
yachts, high performance powerboats, live-aboard houseboats, catamarans,
or pontoons. Marine insurance will cover intended use including personal
recreation, commercial, or charter vessels.
Boat policies can cover damage to your boat, motor, trailer, and personal effects
in the boat. Available coverage includes liability, medical payments, injury
to a water skier and damage to the boat itself, sometime called hull coverage.
Availability varies by state and by insurance company. Even though boat insurance
premiums are low, shopping your rate can sometimes save a substantial amount.